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We research all UK lenders and advise on all types of mortgages.

In an ever-changing mortgage market it is important to receive the right advice. Brian Ramsay is fully authorised (through Financial Ltd.) and licensed by the Financial Services Authority and provides a personal internet mortgage service using the latest sourcing systems to research the best mortgage product for his clients' circumstances.

Brian is Principal of Let's Talk Mortgages UK, a whole of market brokerage offering independent mortgage advice, free confidential review, free agreement in principle, free computerised mortgage illustration, impartial advice and help at every stage.

Brian works for his clients' not the benefit of anyone lender. He will also advise on the associated insurances and provides quotes for any legal work. Please have a look at what his clients' have to say.

Brian's clients' have the option of paying a fee or he can receive a procuration fee from the lender involved. Brian's flexible working hours are also a key benefit to his clients'.

Think carefully before securing other debts against your home. Your property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
We are paid commission by the lender or you can pay a fee, typically 0.5% of the loan.
The FSA do not regulate legal advice, secured loans and buy-to-let mortgages.

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Please provide a daytime / evening telephone number as an Independent Mortgage Broker will need to contact you to discuss your mortgage requirements.

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Mortgage Required:

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£ per year

If joint mortgage, please
include partners income:

£ per year

Additional Information

Warning

Mortgage affordability calculators don't take into account your credit status. The only way to find out how much you can borrow is by asking Let's Talk Mortgages UK to secure you an "Agreement in Principle" from a UK lender. Let's Talk Mortgages advises on all UK lenders.

CLIENT COMMENTS

"Mortgage advice and assistance for someone in the forces cannot be easy and as a customer I have been dealing with Brian Ramsay for over a year. Throughout this time he has painstakingly searched and compiled countless mortgage quotes and options based on many different potential properties and could not have been more punctual, patient and thorough whilst doing so. His advice is sound and he deals very well at the personal level, an absolute pleasure to have worked with and I will not hesitate to call on him in the future."
Raymond Dalzell, Northumberland

"We were very happy with the help we received from Brian Ramsay when we were buying our house and the service was very good. We have recommended his services to friends and family helping them buy properties. He was excellent!"
Scott White & Beth Roberts, Devon